NOTICE : At Dhanshristi, your contributions not only make a difference in society but also qualify for 80G tax exemptions, helping you save on taxes !
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धनसृष्टि भविष्य निधि ट्रस्ट नियमित (गैर-उपस्थित) और ऑनलाइन पाठ्यक्रम संचालित करता है जो भारत सरकार के यूजीसी अधिनियम, 1956 की धारा 2(एफ) के तहत विश्वविद्यालयों द्वारा अनुमोदित हैं।
भारतीय कार्यरत वित्तीय सेवा कर्मी जो नियमित विश्वविद्यालय कक्षाओं में भाग लेने में असमर्थ हैं, वे हमारे ऑनलाइन या ऑफ़लाइन शैक्षणिक कार्यक्रमों में दाखिला ले सकते हैं। हम वित्त, लेखा और बैंकिंग जैसे क्षेत्रों में डिप्लोमा, स्नातक और मास्टर डिग्री प्रदान करते हैं।
हम तकनीकी विशेषज्ञों से ऑनलाइन और ऑफ़लाइन प्रशिक्षण, परामर्श और सहायता भी प्रदान करते हैं।
Dhanshristi Bhavishya Nidhi Trust conducts Regular (non-attending) and Online courses that are approved by universities under Section 2(f) of the UGC Act, 1956, Government of Bharat.
Indian working financial services personnel who are unable to attend regular university classes can enroll in our Online or Offline academic programs. We offer Diploma, Bachelor's, and Master's degrees in fields such as Finance, Accounting and Banking more.
We also provide Online and Offline training, counseling, and support from technical experts.
We offer regular ( Non attending) UGC approved program
Our Academic Course are :
1. Master of Business Administration-MBA-Finance & Banking
Duration: 2 Years , Semester - 4 , Annual Fees- 40,000 per year
Eligibility : Bachelor Degree with Minimum 45% grade
2. PG Diploma In Finance
Duration: 1 Years , Semester - 2 , Annual Fees- 22,000 per year
Eligibility : Bachelor Degree with Minimum 45% grade
3. Bachelor of Finance & Banking
Duration: 3 Year , Semester - 6 , Annual Fees- 30,000 only
Eligibility : XII with Min. 45% marks or equivalent grades
We offer online learning & exam UGC approved program
1.PG Diploma in Account and Finance Management.
Duration: 1 Years , Semester -2 , Annual Fees- 30,000 /- only
Eligibility : Bachelor Degree in any discipline with minimum 45% or equivalent
2. Diploma in Accounts & Finance
Duration: 1 Years , Semester - 2 , Annual Fees- 16,000 /- only
Eligibility : XII from recognized board
3. Diploma in Accounts & Business Law
Duration: 1 Years , Semester - 2 , Tuition Fees- 16,000 /- only
Eligibility : Recognized Board or equivalent
शैक्षणिक शुल्क भुगतान सुविधाएँ: हम सभी चयनित उम्मीदवारों को सेमेस्टर के अनुसार किस्तों में शुल्क भुगतान की सुविधा प्रदान करते हैं।
विशेष छूट ऑफ़र: हम केवल नए या मौजूदा वित्तीय सलाहकार को वार्षिक शुल्क में विशेष छूट प्रदान करते हैं। हम किसी भी कोर्स के साथ एक वर्ष का कार्य अनुभव या आईडी कार्ड के साथ इंटर्नशिप प्रमाणपत्र प्रदान करते हैं।
हम सभी आवेदकों से अनुरोध करते हैं कि वे शैक्षणिक शुल्क का भुगतान केवल "धनसृष्टि भविष्य निधि कॉरपोरेशन " के पक्ष में करें, नीचे दिए गए विवरण:
Academic Fees Payment Facilities : We have Offer semester wise Installment fees payment facilities to all selected candidates.
Special Discount Offer : We offer special discount in Annual fees only New or Existing Financial Consultant. We provide one year working experience or Internship certificate with ID Card with any course.
We have kind request to all applicants about academic fees payment to only favor of " Dhanshristi Bhavishya Nidhi Corporation " details given below :-
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हम उन उम्मीदवारों के लिए नियमित (गैर-उपस्थित) और ऑनलाइन पाठ्यक्रम प्रदान करते हैं जो अपने पेशे या नौकरी में लगे हुए हैं, या जो ऑनलाइन सीखने और परीक्षाओं में रुचि रखते हैं। हम उन्हें अपने पाठ्यक्रम पूरा करने में मदद करने और हमारे अपने परीक्षा केंद्रों पर परीक्षा आयोजित करने के लिए पूर्ण सहायता प्रदान करते हैं।
We offer Regular (Non-Attending) and Online courses for candidates who are engaged in their profession or job, or those interested in online learning and examinations. We provide full support to help them complete their courses and conduct examinations at our own examination centers.
Financial Investment
A financial investment is an asset that you put money into with the expectation that it will grow in value over time. The goal of financial investment is to increase the value of your money.
Some examples of financial investments include:
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Bonds
A debt security issued by a corporation or government that pays interest to the bondholder. When the bond matures, the bondholder receives the principal amount plus any interest earned.
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Mutual funds
A collection of assets, such as stocks and bonds, that are purchased by pooling money from multiple investors.
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Real estate
The purchase of property, such as a rental property or commercial building, with the expectation of generating income or reselling it later for a higher price.
Other types of financial investments include:
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Equities, also known as stocks or shares
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Exchange traded funds
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Segregated funds
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GICs
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Alternative investments
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Certificates of deposit
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Fixed deposits
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Public Provident Fund (PPF)
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National Pension System (NPS)
A financial investment is an asset that you put money into with the hope that it will grow or appreciate into a larger sum of money. The idea is that you can later sell it at a higher price or earn money on it while you own it.
Financial Credit Research
Financial credit research is a process that involves analyzing an individual's or company's financial information to determine their creditworthiness. It's a key part of the finance industry and helps lenders and investors make informed decisions about lending or investing.
Credit research analysts gather and review a variety of information to assess a borrower's creditworthiness, including:
financial health, payment history, market conditions, income statements, balance sheets, credit scores, and collateral.
Credit research helps to:
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Mitigate risk
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Inform lending strategies
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Predict the likelihood of a borrower defaulting on their debt
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Assess the potential severity of losses if a borrower defaults
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Determine the risk rating to assign to the borrower
Some things to consider when conducting credit research include:
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The borrower's reputation
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The industry's environmental and social concerns
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The economic condition, including GDP growth, interest rates, and inflation
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The type of market, such as a monopoly or oligopoly
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The industry's position in the value chain
Credit research helps lenders and investors mitigate risk and inform their lending or investment strategies. The outcome of the credit research determines the risk rating for the borrower or debt issuer. This rating then determines whether to extend credit and how much to lend.
Suppliers Management
Dhanshristi Suppliers Management system, led by successful entrepreneurs is a technology based platform to seamlessly discount SME Suppliers’ invoices. Supplier management is a process that helps businesses identify, qualify, and work with suppliers to get the best value for their money. It's also known as vendor management.
Supplier management is important because suppliers provide the goods and services that businesses need to fulfill their promises to customers. It helps businesses:
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Minimize risk: Ensure their connections with third parties don't create vulnerabilities
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Reduce costs: Make long-term cost reductions
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Improve coordination: Improve coordination, consistency, and transparency
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Mitigate risk: Identify and mitigate supply chain risks before they happen
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Maximize ROI: Ensure they get the most value for their money from suppliers
How Does It Contribute ?
Invoice discounting provides suppliers with a valuable financial tool to better manage cash flow. This allows them to sell invoices at a discounted price, receiving cash immediately rather than waiting for customers to pay. This ensures cash stability to pay for supplier operations costs, pay employees, and invest in development programs without interruption or delayed payments.
One of the main advantages of invoice discounting is their flexibility and control. Unlike traditional loans or credit facilities, which can impose utilization restrictions, discounted cash flow allows suppliers to use funds as needed.
Thus, these changes enable suppliers to make strategic decisions aligned with their business objectives without incurring additional costs or reducing costs. Suppliers can negotiate terms that suit their financial needs and profitability, making this a viable solution for small and medium enterprises (SMEs) seeking low-cost financing.
Businesses can use e-procurement systems to network with suppliers and maintain supplier relationships.
What We Offer?
Dhanshristi offer them quick and easy access to cash, as they do not have to spend considerable time waiting for customers to clear their bills. This leads to keeping the supplier’s cash inflow constant, which in turn helps them meet their expenses, including raw materials, wages, and other associated costs, without any hitches.
Secondly, sale invoice discounting enables the supplier organization to have more control and flexibility in the financial aspect. This allows them to dedicate their resources to their primary productive functions and confidently seek growth prospects.
Dhanshristi is also favorable to suppliers as it offers them an opportunity to obtain financing at a relatively low cost.
Additionally, sales invoice discounting helps suppliers build stronger relationships with their customers. By offering flexible payment terms and ensuring timely delivery of goods and services, suppliers can enhance customer satisfaction and loyalty, leading to repeat business and referrals
Benefits For Suppliers
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A fillip to institutional sales with no opportunity cost
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Increased volumes with enhanced geographical reach & market penetration
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Reduced transaction / financing cost & client servicing
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Faster and efficient supply Chain & Data Analysis
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Onboarding Process to join Supply chain Finance Program
Dhanshristi Associate with Top Banks and NBFCs
Our social investment-Donation plan for microfinance involves a dual objective of achieving both positive social impact (e.g., poverty alleviation, women's empowerment, financial inclusion) and financial sustainability. Key components and goals of such a plan typically include:
Core Objectives & Target Audience
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Poverty Alleviation: Providing access to financial services for low-income individuals and communities who are excluded from traditional banking systems to help them escape the cycle of poverty.
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Financial Inclusion: Reaching marginalized populations (e.g., rural dwellers, women, self-employed entrepreneurs) with appropriate financial products such as micro-loans, savings accounts, insurance, and money transfers.
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Empowerment: Specifically targeting women entrepreneurs to promote their economic independence and enhance their decision-making power within their households and communities.
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Entrepreneurship and Job Creation: Enabling aspiring entrepreneurs to start or expand small businesses, thus fostering local economic growth and creating jobs.
Key Components of the Plan
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Product Diversification: Offering a range of financial and non-financial services beyond basic credit, such as financial literacy training, business development support, and technical assistance, to enhance the overall effectiveness of the loans.
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Responsible Lending Practices: Adhering to client protection principles to prevent client over-indebtedness, ensure transparent pricing, and implement effective grievance redressal mechanisms.
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Capacity Building: Investing in the institutional capacity of the Dhanshristi Bhavisya Nidhi Trust itself, through staff training, improved technology/MIS, and robust governance structures to ensure long-term sustainability and efficient operations.
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Strategic Partnerships: Collaborating with local stakeholders, government agencies, and other financial institutions to share resources, leverage funds, and create a supportive ecosystem for growth.
Disclaimer, Terms & Conditions
By using www.dhanshristi-bharat.org, you agree to our terms & conditions. We provide financial Inclusion services like Social Investment/Deposit, Micro Insurance , Micro Saving , Micro Finance and Instant loan etc. as per client requests under this agreement. Your personal data (name, address, email, phone, etc.) will be kept confidential, except where required by law. Data is used only for communication and internal purposes. www.dhanshristi-bharat.org may modify or discontinue services without notice. Clients must maintain secrecy of consultation reports. Disputes fall under Dhanbad-Jharkhand jurisdiction. Hiring our services does not create any legal liability for www.dhanshristi-bharat.org, and clients use our services at their own risk. No client communication imposes liability on us.